Literacy Assistance in Pricing Based on Islamic Business Ethics (Fair Pricing) and Digitization of Business Registration to Accelerate the Resilience of Street Vendors in Temanggung Regency

Marlina Ekawaty; Swadia Gandhi Mahardika

doi:10.55927/ajcs.v5i9.85

Authors

Marlina Ekawaty Universitas Brawijaya
Swadia Gandhi Mahardika Universitas Mulawarman

DOI:

https://doi.org/10.55927/ajcs.v5i9.85

Keywords:

Financial Digitalization, Islamic Business Ethics, Fair Pricing, Street Vendors, Business Resilience

Abstract

This community service program aims to transform the intuitive pricing mechanism into a fair pricing system based on Islamic business ethics and the digitization of microfinance records. Using the Participatory Action Research (PAR) approach involving 12 partner street vendors in Temanggung Regency, the intervention was carried out through four stages: diagnosis of financial vulnerability, module design, intensive training and mentoring (on-site mentoring), and impact evaluation. The results of the service showed a significant increase in partners' understanding of precision HPP calculations, the implementation of price transparency through price tagging, and the elimination of gharar practices. The digitization of simple financial records also succeeded in separating domestic and business cash, which directly increased the resilience and sustainability of street vendors' businesses.

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